Privacy Policy
Last updated: May 31, 2026.
Esta Política de Privacidad se ofrece en inglés. Si tiene preguntas en español, escríbanos a [email protected] y con gusto le ayudamos. En caso de cualquier discrepancia, la versión en inglés es la que rige.
Mortgage Note Capital ("MNC," "we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect through mortgagenotecapital.com and our related forms, calculators, and communications (the "Site"), how we use and share it, and the choices you have. By using the Site or submitting information to us, you agree to this Policy.
1. Information we collect
Information you provide. When you request a quote, use our calculator, or contact us, you may provide your name, email address, and telephone number, and details about your mortgage note and the underlying property and borrower (for example, unpaid balance, interest rate, payment history, property address and value, and lien position). You do not need to provide this information to browse the Site, but we cannot evaluate or price a note without it.
Information collected automatically. When you visit the Site, we and our analytics and advertising providers may automatically collect technical information such as your IP address, device and browser type, pages viewed, referring URLs, and similar usage data, using cookies, pixels, and comparable technologies.
2. How we use your information
- Respond to your inquiry and provide a quote or estimate
- Evaluate, underwrite, and (if we proceed) purchase a note
- Communicate with you by phone, text, and email about your inquiry and our services
- Operate, secure, and improve the Site
- Comply with legal, regulatory, and recordkeeping obligations, and prevent fraud and misuse
3. How we share your information
We share information only as needed to provide our services and run our business, including with title companies, escrow agents, and closing providers; funding partners, capital providers, and prospective note buyers when we evaluate a note; and service providers such as analytics, hosting, and software vendors who process information on our behalf under confidentiality obligations. We may also share information to comply with law, respond to lawful requests, enforce our agreements, or protect our rights, and in connection with a merger, financing, or sale of our business. We do not sell your personal information, and we do not share it for cross-context behavioral advertising in exchange for money.
4. Cookies and analytics
We use cookies and similar technologies for Site functionality, analytics, and measurement. You can control cookies through your browser settings; disabling them may affect Site functionality. Where required, we honor recognized opt-out preference signals (such as Global Privacy Control).
5. Your choices and privacy rights
You may opt out of marketing communications at any time by replying STOP to texts, using the unsubscribe link in emails, or contacting us at [email protected]. Depending on your state of residence, you may have the right to request access to, correction of, or deletion of your personal information, to obtain a copy of it, and to opt out of its sale or sharing. California residents have these rights under the California Consumer Privacy Act (CCPA/CPRA), including the right not to receive discriminatory treatment for exercising them; because we do not sell personal information, no "Do Not Sell" action is required, but you may still submit access and deletion requests. Residents of other states with privacy laws (including Virginia, Colorado, Connecticut, Texas, and Utah) have comparable rights. To exercise any right, contact us at [email protected]; we will verify and respond consistent with applicable law. You may designate an authorized agent to act on your behalf.
6. Phone and text messaging consent
By providing a telephone number and submitting a form or requesting a quote, you consent to receive calls and text messages from us, including by automated means, at the number provided, regarding your inquiry and our services. Consent is not a condition of any purchase or service. Message and data rates may apply; message frequency varies. Reply STOP to opt out of texts and HELP for help. We honor Do-Not-Call and opt-out requests as required by the Telephone Consumer Protection Act (TCPA) and applicable state law.
7. Data retention
We retain personal information for as long as needed to provide our services, complete and document any transaction, and meet legal, tax, and regulatory requirements, after which we delete or de-identify it.
8. Security
We use reasonable administrative, technical, and physical safeguards to protect personal information. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.
9. Children's privacy
The Site is intended for adults and is not directed to children under 13. We do not knowingly collect personal information from children.
10. Third-party links
The Site may link to third-party websites. We are not responsible for their content or privacy practices, and we encourage you to review their policies.
11. Changes to this policy
We may update this Policy from time to time. The "Last updated" date reflects the most recent revision, and your continued use of the Site after changes are posted constitutes acceptance.
12. Contact us
Mortgage Note Capital, 5900 Balcones Dr Ste 100, Austin, TX 78731 · [email protected] · (713) 575-2995.