Mortgage Note Buyers
Mortgage Note Capital is a direct buyer of privately held mortgage notes, owner-financed notes, and land contracts. Pick your city or state below to see how the local foreclosure process and recording rules affect what your note is worth — or estimate your note's value now.
Note buyers by city
79 metro areas, grouped by state.
Sell a mortgage note by state
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, D.C.
- West Virginia
- Wisconsin
- Wyoming
Tools and next steps
Choosing a mortgage note buyer: FAQ
Who buys mortgage notes?
Three kinds of companies. Direct note buyers purchase a note for their own account. Brokers do not buy the note; they place it with an investor and earn a spread. Marketplaces let you list a note for investors to bid on. Mortgage Note Capital is a direct buyer. See direct note buyer vs. broker and note buyer vs. note marketplace.
Do I need a local note buyer in my city?
No. A note sale is handled by mail, email, and a title or escrow company, and the assignment is recorded in the county where the property sits, wherever the buyer is based. What does change by location is the state foreclosure process and the recording office, which is what the city and state pages above cover. More in selling online vs. a local note buyer.
How do I compare offers from mortgage note buyers?
Compare the amount you actually receive, not the headline price. Ask each buyer whether they are buying for their own account or brokering the note, which closing costs come out of your proceeds, and whether a partial purchase is available. The note value calculator gives an estimated range to check offers against, and the comparison pages cover specific buyers.